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There are so many new Network marketing companies launching their business in the past 6 months worldwide.

It has become more difficult for opportunity seekers to decide which company that they should join. It is disheartening that 95% of company fail within 24 months. In order not be to a part of this statistics, the best way is to look at the reasons why they fail.

These are the four major reasons why a company fail

1) Management team

a) The management team is very crucial to ensure the success of any companies. In the network marketing industry, it is very important to have someone with network marketing experience in the team. This person must have proven track records of running successful companies.

b) A strong company should consist of a team from various expertises. The whole team must consist of expert from management, marketing, financial and research team.

2) Product

a) The product must satisfy a market demand. It should be in front of the market trend. If you have a product that solves people financial challenge during the recession time, then you found a hot selling product.

b) In order for the company to remain in the business, it should have more than one product to market. Company with only one product is like putting all the egg in one basket and eventually it will reach saturation.

c) A very important consideration is: Does the company produce their own products or they are just another distributor for other company? The benefit of manufacturing their own product is to ensure highest quality and constant supply to the market.

d) The market that company products served should not be seasonal in nature. If the company is selling Christmas decoration products, then they are going to have sales during the year end and it will have difficulties to survive throughout the year.

e) The company’s product must be able to pass the following screen test “Would people buy these products if an income opportunity were not attached to them?” Are the products or services fairly priced? This is an acid test that the products are in demand and that is vital to any network marketing companies to remain in business.

So these are few key factors about product that you must take into consideration

3) System for effective training and support

a) A proven training system is crucial for any network marketing companies to stay in business. It must consist of marketing and products training. Most companies focus too much in product training but neglect marketing training. This is fatal as product does not move until it is market to right audience.

b) A support system to help distributors to sell products and recruit members must be in place. There must be seminar or webinar where distributor can lead the prospects to find out more information.

It is important to find a company with a support system that helps network marketing reps to grow their business.

4) Change in compensation plan too often

A new company in order to attract more distributors to join would do so by paying them a higher commission up front. This is perfectly fine if the company’s sale volume increased and the running cost can be averaged down.

Problem started when the sales volume does not match the company expectation. The company is not making enough profit to sustain their operation. The obvious thing for the company to do is lower their payout commission.

No distributor likes to make less money than they used to be. So a lot of distributors started to switch to another company. As a result, especially in the case of newly started network marketing companies, the resultant drop in sales volume is hurting them so badly. They may eventually have to shut down their operation.

So any companies offer you a high payout plan especially they are new, please be very cautious as they may eventually has to face the issue of sustainability.

These are few of the important consideration before you decide to become the distributors for that company. If you have been careful with your selection and with your commitment to grow this business, you will be successful in a very short time.

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Source by Ngoh Kwong Meng

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In 1991, when the then Finance Minister Dr. Manmohan Singh opened India to globalization, he ushered in a change in the banking industry too. Multinational banks soon found their way into the thriving Indian market, vying for a piece of the huge billion customer Indian market pie. Things became better for the customer too! More providers meant increased efficiency in the Indian banking sector, which was then a bureaucratic setup. The changed rules also completely changed the factors that customers consider when they open bank accounts today. To understand it better, let’s look at the changes that a modern customer has gone through since then.
When You Open a Bank Account: The Changed Rules

Location And Networks Do Not Matter:
If you ever tried to open a bank account in the past, you will know that customers always preferred banks that were closer to their home and had a large network all over the country. But with technology, this condition has become irrelevant. As a customer, you can take your bank with you wherever you go. No matter where in the world you are and what time it is, all you need is an internet connection and you can transact at lightning speed.

Watch Out For Allied Services:
 In the past, when customers would open a bank account, they were looking for just plain vanilla banking services. Competition today has ensured that bankers sell mutual funds, insurance and a basket of other services. Loans are increasingly available to a larger segment of the population. Hence, a customer today thinks about how large the banking group is and how can they help him meet his overall needs when he opens a bank account with them.

Watch Out For E-Banking and M-Banking:
 It is not only convenient but financially more viable to subscribe to e-banking and m-banking. Any bank that doesn’t provide you these services is robbing you of a truckload of discounts and promotional schemes. Today’s customer will simply refuse to open an account if the bank doesn’t have a robust IT system in place.

Watch Out For Commitment To Services:
 Lastly, the Indian customer has been fed up with beauracratic banks. He has very little patience with regards to service delays. It is for this reason that some banks even provide cash delivery at home to keep their customer base intact. It is such service that inspires word of mouth confidence, and more and more friends and relatives of a customer open accounts with the same bank.

To conclude, technology and professionalism have changed the Indian banking industry for the better. Today’s customers have totally different expectations and aspirations as compared to their traditional counterparts.

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Source by Winston Jenkins

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Giving Valentine gift baskets is a great way to let your loved ones know just how much you love and care for them. Here are some ways on how to put together gift baskets that would be perfect for Valentine’s Day.

Valentine gift baskets usually are representative of the love and appreciation that the giver has for the receiver. They could be packed with different goodies such as flowers, chocolates, mini vials of perfumes and colognes, candy, cake or wine. There are some who would include items like gold jewelry such as necklaces, pendants and others. There are also those who include some electronic gadgets such as mobile phones, MP3 players and others. Although the contents could vary, the messages that Valentine gift baskets send are typically the same.

For men who plan to give these gift baskets to their girlfriends, they could probably put together two champagne goblets that have been beautifully hand-painted that would be used for a dinner that they could share. The basket could contain some chocolates and flowers, as well as some hand and foot soaks, lotions, massage oils and creams. Gift baskets for ladies could also include beauty products that would surely be appreciated like make-up and other beautification creams. Another good idea would be a basket filled with snack food like cookies and candy bars and even gourmet foods. Also a good idea would be a gift basket that has a touch of some beautiful jewelry.

As for women looking for items that they could put together for their boyfriends, there are also a lot of options that they could use to create the perfect gift basket for men. Some great ideas would be a CD with all his favorite songs or a DVD of his favorite movie. Toiletries and grooming products such as cologne, shaving lotions, deodorants, body sprays and bath products would be great for the beauty-conscious man. You could also mix some electronic gadgets with accessories such as sunglasses, a wallet or a wristwatch.

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Source by Online Shopping

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The date of June 15th will be here before you know it. It’s time now to get crackin’ on a strategy that will provide you with a selection of cool Father’s Day gifts to consider. So what’s a smart solution to meet the challenge of providing Dad with a token of your affection and appreciation for putting up with you all of these years? 

Father’s Day Gift Baskets is an excellent idea to consider. Why? First, there is an abundance of themes with this type of gift – one of which Pop might find most pleasing to receive. Secondly, they can be shopped for and purchased in an extremely efficient and time saving manner. Let’s now examine the first reason.

What kind of hobbies and interests do typical Dad’s find interesting? How about ideas such as golf, NASCAR, motorcycles, sports, trucks, gourmet food, cigars, handyman stuff, movies, casinos, coffee, junk food or general “guy stuff”? Well, there are cool Father’s Day gifts in a basket that have all of these mentioned themes and more. 

You can capture a theme that dear ol’ Dad finds appealing and focus on that alone when you buy a gift basket. All of the contents within the basket or creative container are related to that specific idea alone to peak his level of interest. Imagine his eyes when he opens the package and discovers items that are related to his passion. He will know that you did your homework! 

Ok, so there is a high probability that there is a gift basket that specializes in something that will make Dad a happy camper. But how do you find the one that you know will make his day and get it into his hands by June 15th? 

Just go online and let technology make your life easier. Use your favorite search engine whether it is Google, Yahoo, MSN, etc and type in the specific type of gift basket that you are looking for. It might take only a few minutes, if that, to find the cool Father’s Day gifts idea that will make Dad forget the challenges and grey hairs that you gave him so generously over the years.

The next step after finding the best gift within your budget is to fill out the shipping, billing and safe credit card information. You can also type in a personal message to show that you wish Pop only the best. Your thoughts can be expressed from a perspective of love and respect to some good-natured ribbing that he would find uniquely your own. The gift can be shipped anywhere including Dad’s own doorstep. How’s that for efficiency and convenience?  

Take the advice of aGiftBasketParadise.com and get a Father’s Day Gift Basket with a theme that Dad would identify with. Stand out from your other siblings and be Dad’s favorite among the cast of characters in your family!

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Source by Brian Connors

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Creating your own baskets to give as gifts is really easy and fun. You can save money by making them yourself instead of buying them from a trendy store. You could also start a home based gift basket business. You only need a few simple supplies to get started.

Supplies:

Basket (base container)
Filler (shreds)
Clear Cellophane Bag or Basket Wrap
Ribbon (to tie off the bag)
Ribbon (to make a bow)
Gift Tag
Product Fillers
Scissors

You don’t have to fill your basket with all of the following product suggestions. The suggestions are just to help you with your creative process.

Try to be creative with your bases. Instead of using baskets, you can use: Chip ‘N Dip bowls, ice buckets, cleaning buckets, plastic bins, popcorn bowls or for the sportsman themes, try using small tackle boxes and tool boxes.

Now let’s get you started with some theme ideas for your gift baskets.

1. Movie Night – 2 movie tickets, 3 bags of microwave popcorn, bonus-sized candy packages, DVD movies

2. Grilling – oven mitts, BBQ apron, seasoning mixes, bottles of marinades, BBQ sauce, small grilling accessories, grilling cookbook

3. Handyman – hammer, screw drivers, wrenches, nails, screws, bolts, washers, measuring tape, honey-to-do list pad

4. Fisherman – fishing hooks, sinkers, flies, bobbers, fishing line, small tackle box, fishing books

5. Grooming – razors, shaving cream, aftershave lotion, cologne, shower gel, soaps, nail grooming accessories, male hair care products

6. Games – poker playing cards, poker chips, dice, score pads, pencils, snacks, handheld electronic games

7. Snacks – potato chips, pretzels, cheese curls, snack mix, popcorn, candy, peanuts

8. Coffee Lover – coffee mug, coffee commuter cup, 2 bags of coffee, coffee shop gift card

9. Meat and Cheese – 3 different sausages, cheeses and crackers

10. Football Fan – Nerf football, chips, pretzels, jar of salsa, jar of cheese sauce, nacho chips, peanuts and a few small items featuring their favorite team.

11. Best Dressed Man – tie, tie tack, cuff links, cologne, watch, wallet, key fob, belt

12. Mexican Night – taco chips, mild salsa, hot salsa, chipotle cheese sauce, jar of hot peppers, can of refried beans, gift card to local Mexican restaurant, bandana

13. Car Care – sponges, drying cloths, cleaning products, steering wheel cover, gift card to local car wash, gift card to local car parts store

14. Traveling Man – toiletries travel bag and travel-sized: shampoo, conditioner, shave cream, razors, after shave, deodorant, shower gel, soaps

15. Dog Lover – dog book, bones, treats, leash, collar, clean-up waste bags, shampoo, dog toys and a disposable camera.

I hope these 15 theme ideas have sparked the creative process in you.

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Source by Shelly Hill

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When looking for retirement gifts it’s important to find gifts that reflect the individual’s interests, hobbies or favorite pastimes. Sure plaques and trophies are a nice way to recognize years of excellent service, but those are the kind of gifts that corporations will end up giving. Gifts are always appreciated more when it’s something that they’ll actually use and that brings joy and relaxation into their lives.

When someone enters retirement, they suddenly have all this free time on their hands. Some people already know how they’ll begin enjoying retirement; other’s may take a little more time to adjust and are not quite sure retirement is such a good idea. Gifts that remind them of a prestigious career for example: teaching, lawyers, executives, doctors, judges, coaches or law enforcement, can often help with the transition and there are lots of unique gifts ideas to choose from that are career orientated. Getting gifts that help them pursue their interests will also help; if they played golf for example: there are a lot of golfing accessories which can be anything from monogrammed ball markers to a new personalized golf bag or a yardage finder. Other ideas could be a membership to a golf club, personalized golf balls or even a humorous gift like golfing lessons gives them something to look forward to. Anther example would be the military: there are patriotic paperweights, U.S. military rings, watches and other jewelry; they even make patriotic poker sets, beer mugs and throw blankets.

Gifts can be funny or inspirational too. There are T-shirts, sweatshirts, hats and pillows available with witty sayings and funny pictures. Also available are unique doormats, mouse pads and picture frames that have humorous retirement sayings and meaningful poems that will remind them of your friendship. Encourage them to relax with a comfortable and charming bed rest that enables a person to sit up comfortably while sitting in bed reading or watching TV. The bed rest also includes handy pockets for magazines and books or the TV remote. Or inspire them to look to the stars with a new telescope.

Ideas that are unique are often the most fun for example: A Day Clock has days of the week instead of numbers, because the person retiring doesn’t have to worry about time anymore, they only have to know what day it is. Personalized items are very unique and can be anything nowadays. Items like: a beer mug, decanter set, deluxe chess set, personalized bar room sign or professional poker chip set. Other ideas include a day at the spa or salon, passport covers, watch box or valet tray, leather blackberry, ipod or CD case, gift baskets, travel manicure sets, garment bags or even a sit ‘n fish personalized cooler and chair.

One last idea when looking for retirement gifts is to see if everybody in the office wants to go in on one big gift. These ideas include: a small vacation getaway, tickets to a favorite concert or event, membership to a gym or club of choice, a massaging recliner to help them unwind or even shares of stock. Perfect if they are into the stock market and if not it will not only give them something to do, but may spark a new interest.

Retirement is a time of celebration for both the past achievements and a bright new future. If the gift is well though out, no matter if it’s funny or practical, they’ll always remember who the master gift-giver is and appreciate your thoughtfulness. We all know what it’s like to get gifts that don’t really fit into our lifestyle, so make sure your retirement gift is something that will bring joy, fun and relaxation into their new way of life and your gift will always be cherished. Happy Shopping 🙂

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Source by Angelique Ellerman

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On Thursday and Friday, Sergio Garcia conquered the greens at The Open Championship with a belly putter. What length of putter is right for you? How do you find the correct putter length for you?

Conventional Putter
A conventional putter would be measured from 32 inches to 36 inches. To insure the putter fits properly, take your stance while the sole (bottom) the putter is flat on the ground. Your arms should feel as they are hanging straight down and your eyes should be positioned over the ball. You may check this by dropping another golf ball from in-between your eyes while taking your putting stance. This ball from between your eyes should hit the golf ball on the green.

Next, allow your arms to freely hang and take your grip. Once comfortable, this should reveal your proper putter length.

“The rule of thumb is: If you can use a conventional putter, then use a conventional putter” says Bill Craig, Head Professional at The Woodlands Resort and Conference Center in Houston, TX.

The Belly Putter/ The Long Putter
The Belly Putter or Long Putter would be a putter 37 inches or longer. The belly or Long Putter attaches to your body to insure a pendulum stroke while eliminating wrist movement. With varying lengths some players literally place this in their belly while other will anchor the putter to their chest with one hand. Many players who use this style do so because they have been challenged by “the yips” or as Sergio said after his round today “I just wanted to try something different.”

Fitting the length of a belly or a long putter is much more personal than the conventional putter. Your eye-line will be .inside. the ball due to the length of the shaft. The sole of the putter needs to lie flat on the green. You will need to try many different lengths as all of us are built differently. Unfortunately, trial by error is the best way to find the proper length for the belly or long putter. Your local PGA Professional can help you with this.

The main advantages of the longer putter length are 1. the putter is anchored against the body 2.wrist action is minimized. The main disadvantages that are discussed are 1. feel is reduced 2. distance control is more difficult.

Which putter length is right for you? Take the time and use these putting tips to find the correct putter length for you.

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Source by Max Johnson

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Turning 21 is a defining moment in every person’s life. This particular birthday milestone is marked by tradition and rites of passage. Each country has differing traditions which are followed and South Africa is no exception. On the day of a 21st Birthday, the gifts given are special and symbolic. A flower arrangement delivered to a 21 year old on their birthday will always be appreciated. The gesture shows thought and originality as it is not simply another bottle of champagne or plastic key!

21 was the previous age of maturity in countries such as the USA, the UK and the rest of Europe and South Africa. The age of maturity is the age at which an individual is recognised legally as an adult. At the age of majority a person can sign contracts without a guardian, apply for loans, marry and take responsibility for their own major life experiences which are the stepping stones to living life as an adult. The age of maturity for many of these entitlements in these countries has now dropped to 18 years, but some privileges and responsibilities still only come into effect at 21 years old.

The key-giving tradition is one that is well practiced in South Africa. Typically, a person turning 21 will be given a mock-key by their parents as a symbol of freedom and entrance into adulthood.

21st Birthday flowers

Birthday flowers are a memorable gift to send on a 21st birthday. Florists generally have an extensive catalogue with many birthday gift baskets and hampers to accompany a bright bouquet of freshly cut flowers. Champagne, chocolates, fruit and other snacks as well as wine hampers and other special gifts are a perfect accompaniment to a gift of bright and exotic flowers.

Birthday flowers are generally bright and extremely striking. Just as birthday wrappings and decor is eye catching, jovial and bright, flowers should be too. A 21st is one of the most important birthdays a person will celebrate and gifts should reflect this. A masterpiece can be created for a 21st gift by presenting a bouquet of flowers with a colour scheme, mixing large blooms such as brightly roses with large lilies for a more formal feel.

Online florists and fresh flower deliveries

A fresh flower delivery on the day of a 21st birthday is a special surprise. A hand-delivered bouquet of beautiful flowers accompanied by a gift basket or hamper will be a memorable gesture for someone special on their beginning of adulthood.

Online florists provide an easy to use service for ordering flowers. Their websites are easy to navigate and have extensive catalogues featuring detailed product ranges with clear and descriptive photos. Some florists will feature special collections for birthdays with simple menus which help to make the choosing and ordering process hassle free.

Online florists will provide a delivery service which will hand-deliver flowers and gifts. These delivery services are reliable and extremely punctual, ensuring that flowers, gift baskets and hampers arrive at their destination in pristine condition. Many international online florists provide same-day deliveries if orders are placed before a specific time. International deliveries are also available, allowing family and friends to send a stunning bouquet with gifts to destinations all over the globe.

A 21st Birthday is a special day for the person entering the age of adulthood, as well as for their friends and family. This is a day when celebrations and gifts are important and each gift should carry a little extra effort and meaning than normal birthday presents. The services provided by an online florist makes the process of sending a gift on someone’s birthday a stress-free experience whilst providing the opportunity to make a unique gesture which can be personalised according to the recipient’s tastes.

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Source by Alter Sage